Legal terms for Indonesia account holders
Our Legal notice sets the conditions for opening, using and maintaining an account with bikhoki. It covers phone verification before account access, accurate account details, lawful use, payment records and the steps we may take when information does not match the account holder. Access depends on
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local law, and some services may not be available in every Indonesian location. Payment references from DANA, OVO, GoPay, QRIS, virtual account or bank transfer can be linked to account checks and status enquiries. We use the details needed to confirm a transaction, investigate a mismatch
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or respond to a policy request. If we change a material term, we will make the updated wording available through the account and policy contact path. Before continuing, check the current Legal text and ask us to clarify any point that affects your account, wallet status
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or access.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.